| 1E-DSCR <1.10. The loan is secured by a 60,650 SF industrial property located in Ronkonkoma, NY that was built in 1991 with a central addition connecting the two original buildings in 1993. The property was last inspected on 9/26/08 with a good rating. The 1Q09 NCF DSCR is 1.07x. The YE 2008 NCF DSCR was 1.26%. The revenue has decreased since YE08 by only 2.5% but expenses have increased over YE by 17% with the greatest increases in Utilities. The rent roll dated 6/23/09 indicates only 3 tenants with total square footage of 48,900. The appraisal indicates there is a total of 60,650 SF at the property. The Primary Servicer has been contacted to confirm with the borrower that there is 11,750 SF of space that is vacant. Bank of America will continue to monitor this loan.
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