{"id":190720,"date":"2009-10-31T14:57:00","date_gmt":"2009-10-31T19:57:00","guid":{"rendered":"https:\/\/www.panix.com\/~msaroff\/40years\/2009\/10\/31\/a-coda-on-the-bank-failures\/"},"modified":"2009-10-31T14:57:00","modified_gmt":"2009-10-31T19:57:00","slug":"a-coda-on-the-bank-failures","status":"publish","type":"post","link":"https:\/\/www.panix.com\/~msaroff\/40years\/2009\/10\/31\/a-coda-on-the-bank-failures\/","title":{"rendered":"A Coda on the Bank Failures"},"content":{"rendered":"<p>If you plot annual rate of bank failures vs time of year, it looks like we might hit 150 bank failures this year.<\/p>\n<p>With 7 Fridays to go, they won&#8217;t be doing a closing on Christmas, that&#8217;s an 5 failures a week until the end of the year.<\/p>\n<p>My guess would be somewhat less, in the 135-145 failures through the end of the year though.<\/p>\n<p>Note that the data at the start of the year is of a smaller grouping, so inherently noisier.<\/p>\n<p>The trend from June on seems to be clear: that bank failures, which were at around 1\u00bd a week, began accelerating, and it now looks to be averaging around 3\/week.<\/p>\n<p><img decoding=\"async\" src=\"http:\/\/img687.imageshack.us\/img687\/2003\/fnkfl.png\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you plot annual rate of bank failures vs time of year, it looks like we might hit 150 bank failures this year. With 7 Fridays to go, they won&#8217;t be doing a closing on Christmas, that&#8217;s an 5 failures a week until the end of the year. My guess would be somewhat less, in &hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1004,985,992],"tags":[],"class_list":["post-190720","post","type-post","status-publish","format-standard","hentry","category-finance","category-regulation","category-statistics"],"_links":{"self":[{"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/posts\/190720"}],"collection":[{"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/comments?post=190720"}],"version-history":[{"count":0,"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/posts\/190720\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/media?parent=190720"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/categories?post=190720"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.panix.com\/~msaroff\/40years\/wp-json\/wp\/v2\/tags?post=190720"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}